Why do I need a home inspection?
If you buy a shirt or some other piece of clothing and you find that there is a problem with the stitching or something else, you can bring it back to the store for a refund. Once you buy the home, there is no refund (except for the Buy Back Guarantee but we will get into that a little later), so isn’t it much better to learn about the home prior to purchase?
When setting out to find the home that is right for you, you could hear statements like: “It is only X number of years old, there is nothing wrong with it.”, “It is perfect, you don’t need an inspection.” or “I’ve been living here for X number of years and there isn’t anything wrong with it.” I’ve been wearing the same pair of pants for several years and although they are very comfortable there most certainly is something wrong with them and my wife has asked me to throw them out many times! I could go on but I think you get the point. As much as we would all like to think our homes are perfect, there is no such thing as a perfect home. A home’s condition changes to some degree on a daily basis and a home inspection will find issues with EVERY home. It could be very minor, such as suggesting to extend the downspouts to very major which would involve a structural engineer. You are about to invest a very large amount of money into a home that may or may not be the home you live in for the rest of your life. Isn’t it best to know that you are making a wise investment?
What is a home inspection?
A home inspection is a non-invasive, visual inspection of the accessible systems that make up the home and educating the client about any material deficiencies and possible safety issues found during the inspection. This means the Inspector will not cause damage to the home or remove items including but not limited to receptacle and switch covers in order to view behind walls, floors and ceilings.
The systems being inspected are:
• Structural Components
• Attic, Ventilation and Insulation
• Exterior Cladding
• Porch & Deck
• Attached Garage
• Electrical System
• Plumbing System
• HVAC System
• Interior, including: Built-in Appliances, Ceilings, Floors and Walls, Windows/Glazing and Doors
To get the most out of your inspection, it is important to ensure the utilities are on and all areas are accessible. Kindly ask the home owner to move items that could be blocking attic and crawlspace hatches. Lets not forget about the pets. We want to make this experience as stress free as possible, if animals occupy the home the animals should either be removed from the property or perhaps placed in a room that has been inspected already.
When your offer of purchase is accepted, there is a time limit placed on the agreement for you to have the conditions met. Do allow yourself enough time to have the home appraised, inspected and to allow any professional(s) to further evaluate any of the home’s systems if recommended by the inspection report.
A home inspection is not…
A home inspection is not a building code inspection, in fact it is illegal for anyone to inspect for code compliance unless they have been appointed by a municipality or a registered code agency. A home inspection does not pass or fail a home, its purpose is to provide the client with information discovered about the home so the client can make educated decisions regarding the home and prioritise any necessary repairs. A home inspection is not an appraisal. Property value should be left to the expertise of the Real Estate Agent or other qualified persons.
Why would I hire a Home Inspector and not a Roofer or a Plumber…?
Think of a Home Inspector as a family Doctor except for your home of course. Your family Doctor has a vast general knowledge of the human body and can provide some suggestions about how to help your condition but when necessary can refer you to a specialist. A Home Inspector is much the same. With our vast knowledge of the systems of the home we can tell you something is wrong, in some cases tell you the best way to go about making the repairs and in others, direct you to the professional best suited for the task. So why not just hire the specialists to go through the home? As mentioned earlier, there isn’t much time between the acceptance of an offer and when the conditions are to be met for the sale to go through. Depending on the agreement you may have as little as 3 days to organise all the required professionals to examine the home and provide a report. That doesn’t take into consideration the cost of hiring the individuals you would need to evaluate the home from top to bottom. Imagine you hire a Roofing contractor, Plumber, Electrician, Heating and Cooling Specialist, Structural Engineer, Carpenter, Window and Door specialist and the list goes on at around $125 each. Your now nearing $1000 to do the same job you could hire us to do for $275 in the time frame that meets your needs.
What Do I Do Now?
You have already completed step one, you are doing your research. It is not an easy task to choose the right Inspector. Gather as much information as you can, ask family and friends if they’ve had a good experience with their inspection and if they could provide a name for you to investigate. Your Realtor may be able to provide you with a list of Inspectors they have worked with in the past, but be careful that you are not being steered towards any specific Inspector (unless it is us of course lol). You want an Inspector that is working for you and not overlooking vital information because his/her best friend is a person involved in the sale of the home. When you are satisfied that you found the right Inspector, give us a call 519-991-7788 to set up your appointment or to answer any questions you may have or if you wish to go ahead and schedule the inspection yourself, you can use the online scheduling system.